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It is not too early to be asking yourself, "Can I afford this school?"

A HANDFUL OF COLLEGES HAVE BEEN CONCERNED ABOUT THE AMOUNT OF DEBT THEIR STUDENTS HAVE BY THE TIME THEY GRADUATE. They have made a commitment to no longer give loans to students meeting certain criteria (ex. Family income below federal poverty level) but instead give direct grants and scholarships. The Project on Student Debt is an organization that provides applicants with information about college costs. Click here to see a list of schools that cover financial aid packages entirely through scholarships and grants…no loans!

Once you have an idea of the kind of colleges you want to apply to, check them out online and visit some websites that will help you get the inside scoop on the school.